Add Your Heading Text Here

Debt-Free Timeline: ${months} months (~${years} years)
Current Utilization: ${utilization}%
Credit Score Insight: ${scoreTip}
Strategy Tip: Always pay on time and reduce balance below 30% of your credit limit.

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💳 Credit Score & Debt Payoff Planner

Monthly Income ($) Total Credit Card Debt ($) Total Minimum Payments ($/month) How Much Can You Pay Monthly? ($)